www.MortgageCreditProblems.com

Hello and Thank you for the opportunity to ask my question.

I have submiited my site and have been very patient, but can not seem to get into the Directory. This is a National Mortgage Web Site.

Please Advise!
 

Why Not? I need an answer. I am very confused as to why the short response. Have I done something wrong?

I have relied on Open Directory and consider it the Best Directory on the web. I am listed in all of the other major Search Engines/Directories.

I feel like the response was very hurtful and leaves me with any questions.

Please Rspond.
 

NO! ThorntonMortgage.com is my personal business site for clients in Minnesota and for visitors to find us in Minnesota as this is the only state Thornton Mortgage, Inc. does business in.

However, MortgageCreditProblems.com is a National Mortgage Site which alligns borrowers Nationwide with Local Lenders/brokers in their state.

These 2 sites have complely different objectives and purposes and are very separate in what they can do for the visitor!
 

donaldb

Member
Joined
Mar 25, 2002
Messages
5,146
This is why I don't edit in the Business section - it's way too confusing for me /images/icons/smile.gif

But doesn't this site say "Is offered to you by Thornton Mortgage, Inc." From a users perspective it might be hard to see a difference there. This site also doesn't really talk about having national coverage so that might not be apparent to a user either. I'm a usabiity guy, so I'm always thinking from a user's point of view /images/icons/smile.gif

What's http://www.myaffiliateprogram.com/ got to do with the whole thing? I notice that my application gets sent there. I think we've talked about affiliate programs in other threads in this forum.

But like I said, I don't edit in any of the Business categories, so I'm not the expert here. Just stating that I saw that URL in a category already.
 

Yes, the site says offered to you by Thornton Mortgage, as this is the legal name of the company and we certainly want anyone to know as much about us as possible.

MortgageCreditProblems.com does not directly say National however, if you click on application you will see that all 50 states are lsited there, and the ThorntonMortgage.com does not.

I am not asking for LendingAffiliats.com to be listed and MortgageCrditproblems.com is not a site that lists affiliates. LendingAffiliates.com is a site whereby other web site owners can add our site to theirs. We do this for obvoius reasons, but mainly if a web site owners wants to promote our site we will pay them for doing so.

How can I get to talk with someone in the Business Categories. I really need someone who I can explain this to as this is very important.

Thank You.
 

thehelper

Member
Joined
Mar 26, 2002
Messages
4,996
Posting in this forum is totally optional so you are really going to have to wait and see if anyone else posts on your thread.

You can always email the editor of the category you submitted to or the editors higher up the tree but no editor has to respond to or acknowledge any feedback.

Good Luck!
 

There currently is not an editor nor has there been for a long time for the Top: Business: Financial Services: Mortgages Category.
I am however, going to ask the Editor for the Top: Home: Personal Finance: Money Management: Loans: Home
to please review this thread.

I was hoping I could resolve this here in the forum.

If any Editors who read this can help me, I would be very grateful!
 

windharp

Meta/kMeta
Curlie Meta
Joined
Apr 30, 2002
Messages
9,204
I dont thionk you wont get any more information than this:

* A listing in Regional/ part is based on the fact that a company or site is of interest for locality. For example a company with a website, the only usefull content is "I got a company in xyz with 5 employees" can be usefull to those searching a job in that particulat town in that particular type of company :/images/dmoz/purplegrin.gif

* affiliate sites are NOT listed at their topic. Please reread other threads in this forum to the same topic. Yours is no affiliate site? Sorry, but I would consider sites containing phrases like "We authorize MortgageCreditProblems.com and/or its affiliates" and posting a form to "https://www.myaffiliateprogram.com/u/money/form.asp" as mentioned above really are.
 

jordancpeterson

Business
Joined
Mar 27, 2002
Messages
118
Ok, I don’t know whom or why they changed your listing, but yesterday afternoon it was listed under the URL http://www.MortgageCreditProblems.com/ but the title of the listing said ‘Thornton Mortgage, Inc.’ Look at Google’s equivalent of the category. Google - Business/Financial_Services/Mortgages/United_States/Minnesota/ You can see that it is listed under the name ‘Thornton Mortgage, Inc’ but the URL is actually http://www.MortgageCreditProblems.com. This morning the listing has changed to the URL http://www.thorntonmortgage.com/. Don’t ask my why, I’m just going by what any regular web user would see.
 

The meta-editor most responsible for handling financial websites and noticing when there are problems and/or spam does not frequent this forum. You'll just have to settle for the rest of us.
 

MortgageCreditProblems.com is NOT an affiliate site. I will explain in detail EXACTLY what this site does and is all about.

Borrowers seekng a mortgage and have had past credit problems find MortgageCreditProblems.com Online. They complete our online application. Let's say they are from California. Their information is then sent to a lender in California who has purchased leads from us (at another site www.MortgageLeadsforSale.com). These 2 sites work hand in hand. MortgageCreditProblems.com is an online marketing company for other mortgage companies.

When we say that "We authorize MortgageCreditProblems.com and/or its affiliates" the word Affiliates is referring to the company who has purchased their information. Please do not take a single word and take it out of content. The word Affiliate can mean and be interpted according to context. In this case, we selected the word Affiliate to describe the lenders who will be getting the information.

Am I missing something, but isn't an Affiliate site one that is developed for the sole purpose of solicitating visitors to sell "someone elses" products??? A third party, perhaps?

Now to address the other issue." and posting a form to "https://www.myaffiliateprogram.com/u/money/form.asp" We do allow affiliates to sell and promote OUR PRODUCT (mortgages)! When a borrower comes to our web site we need to track and verify if an affiliate from another web site referred that borrower to us. Therefore, for tracking purposes we need them to go through this url.

In summary. We are not an affiliate site. We do offer an affilaite program for other web sites. These other sites are Affiliate sites. We are not.
 

The Google search is actually results pulled from DMOZ. You guys! This is what I am trying to get changed!
 

apeuro

Member
Joined
Mar 1, 2002
Messages
1,424
The ODP lists websites that offer unique content. Irregardless of whether or not your site is an online affiliate, it does not offer one iota of unique content. Your website basically provides leads to mortgage companies, it does not offer any unique content itself. As such it will not be listed.
 

hutcheson

Curlie Meta
Joined
Mar 23, 2002
Messages
19,136
>>We gather and market Mortgage Leads for Lenders/Brokers Nationwide.

If I understand your more detailed explanation, this is a very fair and succinct description of the site. But think about it this way -- that is not about providing mortgages to consumers, it is about providing marketing services to companies. If the site can be properly listed anywhere, it must be somewhere under Business/Industries/Marketing.

What you say about not being an "affiliate link" is true. However, within the editing community, this kind of site (collecting information from customer, and delivered to an often anonymous company) is also loosely called an "affiliate site" although we might also call it a "reverse affiliate" or "blind affiliate" or "blind doorway" site. Since the editors can't see what you are doing with the data, they don't really know whether you are processing it within Thornton Mortgage, shipping it to ABC Mortgage Company, selling it to several companies, or broadcasting it to identity thieves in the third world. In this case they made the (charitable but perhaps wrong) assumption that the data went to Thornton Mortgage, so a person who wanted to go to TM could, well, go directly to their website.

I believe that, even given the explanation like you gave here, the editor still did the right thing...because (to coin an admittedly obscure aphorism, which perhaps only editors will understand) "we review websites, not descriptions thereof."

As to the second issue: ODP has guidelines about picking which of several possible URLs to use for a site. Helping sites track visitors is explicitly NOT a factor in that process. All we can say is, "Sorry, but that needs to be a matter for your own technical support people. The only help ODP can give you is an excellent directory of sites containing technical information or offering technical consultants."
 

As I browse through Top: Business: Financial Services: Mortgages, there are not many sites with more information/content than mine. I could list them here for you but you can easliy see for yourself.

This truely is just an excuse. My site offers Mortgages and descibes the benefits we provide, info on who we can help, free mortgage calculators and info about the company.

Come on, I have now heard 4 different reason why I can not get listed and as I explain, you keep coming up with more!

It is very clear to me that I am on a black list somewhere. However, I have put years into this and I think I deserve some real honest answers from your Directory as to why you will not list my site.
 

hutcheson

Curlie Meta
Joined
Mar 23, 2002
Messages
19,136
Your company is listed. That should be enough to prove to any unbiased observer that you are not in a black list at ODP.

As for the explanations: they seem clear, consistent, and coherent to me. ODP does not owe explanations to anybody. We promised our surfers a good directory; we promised site submitters a site review. I'm satisfied that those promises have been fulfilled for the site in question.
 
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